John Howard
The founder of Focus Trustee, John Howard, is an Attorney, a CPA and a CFP®, who has advised and guided hundreds of families to a more secure financial future. In the process, he has established, managed and developed multiple successful businesses, one of which was recently sold to a financial planning firm that was recognized in 2024 by Barron’s Magazine as the number one firm in the nation. John is a member of the American Institute of Certified Public Accounts, The Georgia State Bar, and the Independent Trustee Alliance. On a personal note, John is the proud father of seven children, including a disabled son, Jack, who has helped him acquire both experience and expertise in the fields of disability planning, Medicare and Medicaid. His work has earned him recognition as a Chartered Special Needs Consultant (CHSNC®) through The American College in Bryn Mawr, Pennsylvania. As an avid fly fisher, he enjoys travel, hiking, and outdoor adventures.
Virginia Rutland
Client Advocate & Office Manager, Focus Advisory dba Focus Trustee
As Client Advocate and Office Manager at Focus Advisory, Virginia Rutland is often the first friendly face and trusted point of contact for clients. With over five years of experience spanning client service, real estate, hospitality, and marketing, she blends professionalism with genuine care in every interaction. She’s known for her attention to detail, calm presence, and unwavering commitment to putting clients’ needs first and making them feel supported, informed, and at ease every step of the way.
